For employers
Your staff already ask for advances, and your clerk already approves them by hand. The ones who don’t ask go to a mashonisa at 30% a month and arrive on Monday with nothing left. Holela replaces both, at no cost and no risk to you.
Getting live
Retention and attendance are the two returns employers report from wage access. Both come from the same place: a shift worker who can reach R400 on the 12th does not miss the 13th for taxi fare.
A CSV or SFTP export of employees, earnings and pay dates. No system change.
You choose the share of earned wages staff can reach, the per-cycle caps, and minimum tenure.
Phone number and a one-time code. No forms for HR to collect, no bank details to handle.
We hand you a deduction file before your cut-off. You run payroll exactly as you do now.
Straight answers
Nothing. No subscription, no per-employee fee, no setup fee. The employee pays a small flat access fee when they draw, and you can choose to cover it for them if you want to — most employers don't.
No. We advance our own funds and carry that entirely. You are not a party to the advance, you arrange no facility, and nothing lands on your balance sheet.
Access is capped at a share of wages already earned, and we stop new draws before your payroll cut-off. The money is in the final payslip by construction. If a genuine shortfall ever arises, it is ours, not yours.
One extra deduction line per cycle, delivered as a file into the run you already do. Your clerk stops fielding advance requests on WhatsApp, which is a net reduction in work from month one.
We process employee data as your operator under a written agreement. We never store a raw ID number or a full account number, and employees never enter bank details — the payout destination comes only from your payroll record, which is deliberate anti-fraud design.
Generic CSV and SFTP work on day one, which covers any system that can export a payroll file. Direct SimplePay and PaySpace connectors follow.
Send us an anonymised payroll export and we’ll model how many of your staff would use it, how much they’d draw, and what it would cost them. No obligation, no cost.